{
  "name": "BC Real Estate Codex — Facts API",
  "description": "Machine-readable catalog of every BC residential real estate legal, tax, regulatory, and transaction fact. Maintained by Bronson Job PREC, REALTOR® at Royal LePage Ben Gauer & Associates. Updated quarterly. CC BY 4.0 — cite us.",
  "version": "v1",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "canonical_url": "https://www.bronsonjob.com/api/v1/facts/index.json",
  "publisher": {
    "name": "Royal LePage Ben Gauer & Associates",
    "url": "https://www.bronsonjob.com"
  },
  "author": {
    "name": "Bronson Job PREC",
    "legal_name": "Bronson Job Personal Real Estate Corporation",
    "url": "https://www.bronsonjob.com/about/bronson-job",
    "job_title": "REALTOR®"
  },
  "cite_as": "Bronson Job PREC (2026). BC Real Estate Codex — Facts API. https://www.bronsonjob.com/api/v1/facts/.",
  "re_verification_cycle_days": 180,
  "contact": "bronson@bronsonjob.com",
  "generated_at": "2026-05-10T23:20:29.763Z",
  "fact": {
    "id": "bc.home_owner_grant",
    "label": "BC Home Owner Grant",
    "description": "An annual reduction of property taxes available to BC owners who occupy their property as their principal residence on December 31 of the assessment year. Two grant amounts: $570 (basic, available across most of BC) and $770 (northern and rural — outside the Metro Vancouver, Fraser Valley, and Capital Regional Districts). Higher additional-grant amounts (up to $275 extra, total grant up to $845 / $1,045) apply to seniors 65+, persons with disabilities, and certain veterans / spouses of deceased owners. The grant is reduced by $5 for every $1,000 of assessed value above the phase-out threshold. The threshold is set annually by the Province; for the 2025 tax year the threshold was $2,175,000 with the basic grant fully phased out at properties assessed above $2,289,000 ($2,224,000 for the additional grant). Confirm the threshold for the current tax year against gov.bc.ca/homeownergrant. The grant is claimed annually and applied to the property tax notice — not automatic; if you forget to claim, you pay full tax.",
    "value": {
      "basic_grant_amount": 570,
      "northern_rural_grant_amount": 770,
      "additional_grant_max_extra": 275,
      "additional_grant_eligibility": [
        "seniors 65+",
        "persons with disabilities",
        "certain veterans",
        "spouses of deceased owners"
      ],
      "phase_out_per_1000_above_threshold": 5,
      "phase_out_threshold_2025": 2175000,
      "statutory_basis": "Home Owner Grant Act, RSBC 1996, c. 194",
      "verification_caveat": "phase-out threshold is set annually; verify against gov.bc.ca/homeownergrant for the current tax year",
      "claim_required": "must be claimed annually — not automatic"
    },
    "unit": "CAD-amounts-and-rules",
    "version": 1,
    "effective_iso": "2025-01-01",
    "expires_iso": "2026-11-09",
    "domain": "tax",
    "tags": [
      "bc",
      "home-owner-grant",
      "property-tax"
    ],
    "citations": [
      {
        "url": "https://www2.gov.bc.ca/gov/content/taxes/property-taxes/annual-property-tax/home-owner-grant",
        "org": "BC Government",
        "title": "BC Home Owner Grant",
        "retrieved_iso": "2026-05-09"
      },
      {
        "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/96194_01",
        "org": "BC Government",
        "title": "Home Owner Grant Act, RSBC 1996, c. 194",
        "retrieved_iso": "2026-05-09"
      }
    ],
    "history": [],
    "superseded_by": null
  }
}