{
  "name": "BC Real Estate Codex — Fact Diff",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "generated_at": "2026-09-22T21:06:23.895Z",
  "fact_id": "cra.hbp.withdrawal_limit",
  "fact_label": "Home Buyers' Plan RRSP withdrawal limit",
  "from_version": 2,
  "to_version": 3,
  "transition_iso": "2026-01-01",
  "v_from": {
    "value": {
      "withdrawal_max": 35000,
      "repayment_period_years": 15,
      "repayment_grace_period_years_standard": 2
    },
    "effective_iso": "2019-03-19",
    "superseded_iso": "2024-04-16",
    "citations": [
      {
        "url": "https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan.html",
        "org": "CRA",
        "title": "Home Buyers' Plan — the pre-April 2024 withdrawal limit",
        "retrieved_iso": "2026-05-08"
      }
    ],
    "note": "$35,000 withdrawal limit applied for withdrawals before April 16, 2024."
  },
  "v_to": {
    "value": {
      "withdrawal_max": 60000,
      "repayment_period_years": 15,
      "repayment_grace_period_years_standard": 2,
      "repayment_grace_period_years_extended": 5,
      "extended_grace_window": [
        "2022-01-01",
        "2025-12-31"
      ],
      "extended_grace_window_2": [
        "2026-01-01",
        "2028-12-31"
      ]
    },
    "effective_iso": "2026-01-01",
    "superseded_iso": null,
    "citations": [
      {
        "url": "https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan.html",
        "org": "CRA",
        "title": "Home Buyers' Plan (HBP)",
        "retrieved_iso": "2026-09-05"
      }
    ],
    "note": "Current value."
  },
  "value_diff": {
    "added_keys": [
      "repayment_grace_period_years_extended",
      "extended_grace_window",
      "extended_grace_window_2"
    ],
    "removed_keys": [],
    "changed_keys": [
      {
        "key": "withdrawal_max",
        "from": 35000,
        "to": 60000
      }
    ]
  },
  "canonical_url": "https://www.bronsonjob.com/codex/changelog/cra-hbp-withdrawal_limit"
}