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Quarterly reports

State of BC Real Estate — Quarterly Reports

Each quarter, a structured aggregation of the regulatory changes that became operative, the market notes worth flagging, the implications by audience, and the forward-looking outlook. Each quarter publishes at its own permanent URL — old reports stay live as historical references for press citations and quarterly comparisons.

  • ·April – June 2026

    State of BC Real Estate — 2026 Q2

    Q2 2026 is shaped by three load-bearing regulatory inputs that became operative or stable enough to factor into 2026 transaction planning: (1) the December 15, 2024 CMHC reforms ($1.5M cap + 30-year amortization for FTHB and new construction) maturing through their first 6 months of market data, (2) the BC Speculation and Vacancy Tax 2026 rate doubling (0.5%/2.0% → 1.0%/3.0% per BC budget materials — confirm against gov.bc.ca SVT page), and (3) the OSFI same-lender renewal exemption (Nov 21, 2024) materially shifting borrower negotiating leverage on renewal cycles. The BC Home Flipping Tax has had its first full tax year, and early CRA filing data indicates compliance is being audited closely.

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  • ·July – September 2026

    State of BC Real Estate — 2026 Q3

    Forward-looking analysis written ahead of the period covered. Updates as Q3 2026 data lands. Q3 2026 is a structurally important quarter for BC real estate because four independent regulatory clocks all reach load-bearing milestones in the same 90 days: (1) the BC SVT 2026 doubled rates have completed their first half-year of accrual ahead of the March 31, 2027 declaration deadline, (2) the December 15, 2024 CMHC reforms reach a 9-month market-data point with enough volume to read the buyer-pool expansion at the $1.0M-$1.5M tier, (3) the federal Foreign Buyer Ban (in force through January 1, 2027) enters its political-decision window with under 4 months until sunset, and (4) the BC Home Flipping Tax has its first 6 months of CRA filing data on the books following Q1 2026 dispositions. Bill 44 SSMUH also crosses its 2-year statutory mark on June 30, 2026, so most municipalities are now in full Year-2 build-out.

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