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Every change, every fact, every citation

15 recorded changes across 58 facts, newest first. Each entry shows the old value, the new value, and the primary-source citation behind the change: a record of how the figures in the Codex have changed. A fact with no earlier version has no entry here.

Developers can read the same changelog as JSON at /api/v1/facts/diff/index.json, with one file per change at /api/v1/facts/diff/<fact-id>/v<from>-to-v<to>.json.

January 1, 2026v1 → v2taxcurrent
BC Speculation and Vacancy Tax rates and credit (2026 tax year)
Rate for Canadians and permanent residents: 0.5% → 1% · Rate for foreign owners and satellite families: 2% → 3% · BC resident credit, maximum: $2,000 → $4,000 · 4 details added
0.5% / 2.0% rates and a $2,000 BC-resident credit for the 2019-2025 tax years.
See the old and new values in full
v1
```
{
  "rate_canadian_pr": 0.005,
  "rate_foreign_satellite": 0.02,
  "bc_resident_credit_max": 2000
}
```
v2
```
{
  "rate_canadian_pr": 0.01,
  "rate_foreign_satellite": 0.03,
  "rate_foreign_satellite_2027": 0.04,
  "bc_resident_credit_max": 4000,
  "credit_zero_tax_assessed_value": 400000,
  "declaration_deadline": "2027-03-31",
  "payment_due": "2027-07-02"
}
```
diff JSON v2 primary source (BC Government)

January 1, 2026v1 → v2taxcurrent

BC Home Owner Grant

Grant starts to shrink above: $2,175,000 → $2,075,000 · 5 details added

The 2025 tax-year phase-out threshold. Grant amounts were unchanged; only the threshold moved.

See the old and new values in full

{
  "basic_grant_amount": 570,
  "northern_rural_grant_amount": 770,
  "additional_grant_max_extra": 275,
  "phase_out_per_1000_above_threshold": 5,
  "phase_out_threshold_2026": 2175000
}

{
  "basic_grant_amount": 570,
  "northern_rural_grant_amount": 770,
  "additional_grant_max_extra": 275,
  "additional_grant_eligibility": [
    "seniors 65+",
    "persons with disabilities",
    "certain veterans",
    "spouses of deceased owners"
  ],
  "phase_out_per_1000_above_threshold": 5,
  "phase_out_threshold_2026": 2075000,
  "northern_rural_top_up_ends_iso": "2027-01-01",
  "statutory_basis": "Home Owner Grant Act, RSBC 1996, c. 194",
  "verification_caveat": "phase-out threshold is set annually; verify against gov.bc.ca/homeownergrant for the current tax year",
  "claim_required": "must be claimed annually — not automatic"
}

diff JSON v2 primary source (BC Government)

January 1, 2026v2 → v3taxcurrent

Home Buyers' Plan RRSP withdrawal limit

1 detail added

Before the extension, a first withdrawal after 2025-12-31 carried the standard 2-year grace.

See the old and new values in full

{
  "withdrawal_max": 60000,
  "repayment_period_years": 15,
  "repayment_grace_period_years_standard": 2,
  "repayment_grace_period_years_extended": 5,
  "extended_grace_window": [
    "2022-01-01",
    "2025-12-31"
  ]
}

{
  "withdrawal_max": 60000,
  "repayment_period_years": 15,
  "repayment_grace_period_years_standard": 2,
  "repayment_grace_period_years_extended": 5,
  "extended_grace_window": [
    "2022-01-01",
    "2025-12-31"
  ],
  "extended_grace_window_2": [
    "2026-01-01",
    "2028-12-31"
  ]
}

diff JSON v3 primary source (CRA)

January 1, 2026v2 → v3rentalcurrent
BC annual rent increase cap, 2026
Annual increase cap: 3% → 2.3% · Year: 2025 → 2026 · 2 details added
See the old and new values in full
v2
```
{
  "annual_pct": 0.03,
  "year": 2025
}
```
v3
```
{
  "annual_pct": 0.023,
  "year": 2026,
  "cpi_indexed_capped": true,
  "applies_only_to": "existing tenancies (not vacancy-reset rents)"
}
```
diff JSON v3 primary source (BC Government)
January 1, 2025v1 → v2rental
BC annual rent increase cap, 2026
Annual increase cap: 3.5% → 3% · Year: 2024 → 2025
See the old and new values in full
v1
```
{
  "annual_pct": 0.035,
  "year": 2024
}
```
v2
```
{
  "annual_pct": 0.03,
  "year": 2025
}
```
diff JSON v2 primary source (BC Government)

December 15, 2024v1 → v2mortgagecurrent

CMHC default insurance maximum purchase price

Maximum purchase price: $1,000,000 → $1,500,000 · 1 detail added

$1M cap from 2012-07-09 to 2024-12-15.

See the old and new values in full

{
  "max_price": 1000000,
  "min_downpayment_first_500k": 0.05,
  "min_downpayment_above_500k": 0.1,
  "min_downpayment_above_cap": 0.2
}

{
  "max_price": 1500000,
  "downpayment_tier_boundary": 500000,
  "min_downpayment_first_500k": 0.05,
  "min_downpayment_above_500k": 0.1,
  "min_downpayment_above_cap": 0.2
}

diff JSON v2 primary source (CMHC)

April 16, 2024v1 → v2tax

Home Buyers' Plan RRSP withdrawal limit

Withdrawal limit: $35,000 → $60,000 · 2 details added

$35,000 withdrawal limit applied for withdrawals before April 16, 2024.

See the old and new values in full

{
  "withdrawal_max": 35000,
  "repayment_period_years": 15,
  "repayment_grace_period_years_standard": 2
}

{
  "withdrawal_max": 60000,
  "repayment_period_years": 15,
  "repayment_grace_period_years_standard": 2,
  "repayment_grace_period_years_extended": 5,
  "extended_grace_window": [
    "2022-01-01",
    "2025-12-31"
  ]
}

diff JSON v2 primary source (CRA)

April 1, 2024v1 → v2taxcurrent
BC First Time Home Buyer PTT exemption
Reduction applies up to: $525,000 → $835,000 · Reduction: partial → $8,000 · Exemption ends at: $525,000 → $860,000 · 3 details added
Pre-April 2024 thresholds. The 2024 budget materially raised the full exemption cap and introduced a flat $8,000 reduction band.
See the old and new values in full
v1
```
{
  "full_exemption_max": 500000,
  "fixed_reduction_band_max": 525000,
  "fixed_reduction_amount": "partial",
  "phase_out_band_max": 525000,
  "phase_out_per_dollar_above_500k": null
}
```
v2
```
{
  "full_exemption_max": 500000,
  "fixed_reduction_band_max": 835000,
  "fixed_reduction_amount": 8000,
  "phase_out_band_max": 860000,
  "phase_out_per_dollar_above_835k": 0.32,
  "max_parcel_hectares": 0.5
}
```
diff JSON v2 primary source (BC Government)
April 1, 2024v1 → v2taxcurrent
BC Newly Built Home PTT exemption
Full exemption up to: $750,000 → $1,100,000 · Exemption ends at: $800,000 → $1,150,000
Pre-April 2024 thresholds.
See the old and new values in full
v1
```
{
  "full_exemption_max": 750000,
  "phase_out_band_max": 800000
}
```
v2
```
{
  "full_exemption_max": 1100000,
  "phase_out_band_max": 1150000
}
```
diff JSON v2 primary source (BC Government)

January 1, 2023v1 → v2foreign-buyercurrent

Federal Prohibition on the Purchase of Residential Property by Non-Canadians Act

Expires: 2025-01-01 → 2027-01-01 · 5 details added

Original Act had 2-year sunset until Jan 1, 2025.

See the old and new values in full

{
  "current_expiry": "2025-01-01"
}

{
  "effective_date": "2023-01-01",
  "current_expiry": "2027-01-01",
  "geographic_scope": "Census Metropolitan Areas + Census Agglomerations",
  "unit_count_exclusion": "residential property of 4+ units excluded",
  "penalty_max": 10000,
  "penalty_includes_forced_sale": true
}

diff JSON v2 primary source (CMHC)

January 1, 2022v1 → v2legalcurrent

BC Real Estate Boards (MLS-operating)

Number of boards: 11 → 8 · 7 details added

Pre-amalgamation: BC had 11 MLS-operating boards before Kamloops, Okanagan Mainline, and South Okanagan merged into the Association of Interior REALTORS (2021) and the Kootenay board joined (2022), consolidating to 8.

See the old and new values in full

{
  "count": 11
}

{
  "count": 8,
  "largest_boards": [
    "Greater Vancouver REALTORS (GVR, formerly REBGV)",
    "Fraser Valley Real Estate Board (FVREB)",
    "Vancouver Island Real Estate Board (VIREB)"
  ],
  "mls_rules_framework": "CREA + BCREA",
  "fvreb_territory": [
    "Surrey",
    "Langley",
    "North Delta",
    "White Rock",
    "Abbotsford",
    "Mission"
  ],
  "gvr_rebgv_territory": [
    "Vancouver",
    "Burnaby",
    "North Shore",
    "Richmond",
    "New Westminster",
    "Tri-Cities",
    "Pitt Meadows",
    "Maple Ridge",
    "Squamish"
  ],
  "primary_publications": [
    "HPI Composite Benchmark",
    "monthly market reports",
    "MLS data feeds for IDX websites"
  ],
  "governance": "member-owned not-for-profit",
  "regulator_relationship": "BCFSA regulates individual licensee conduct; boards regulate MLS access and member rules"
}

diff JSON v2 primary source (BCREA)

January 1, 2021v1 → v2taxcurrent

City of Vancouver Empty Homes Tax rate

Rate: 1.25% → 3% · 5 details added

1.25% for the 2020 reference year; 1% for 2017-2019.

See the old and new values in full

{
  "rate": 0.0125
}

{
  "rate": 0.03,
  "combined_with_svt_canadian_pr": 0.04,
  "combined_with_svt_foreign": 0.06,
  "declaration_deadline": "2026-02-03",
  "payment_deadline": "2026-04-16",
  "late_declaration_deadline": "2026-07-03"
}

diff JSON v2 primary source (Other)

February 21, 2018v1 → v2taxcurrent
BC Property Transfer Tax brackets
The schedule changed. The full before and after is below.
Budget 2016 added a third rate of 3% on the portion above $2 million; 1% on the first $200,000 and 2% up to $2 million carried on. Budget 2018 added a further 2% on the residential portion above $3 million, for 5% in total.
See the old and new values in full
v1
```
[
  {
    "upper": 200000,
    "rate": 0.01
  },
  {
    "upper": 2000000,
    "rate": 0.02
  },
  {
    "upper": null,
    "rate": 0.03
  }
]
```
v2
```
[
  {
    "upper": 200000,
    "rate": 0.01
  },
  {
    "upper": 2000000,
    "rate": 0.02
  },
  {
    "upper": 3000000,
    "rate": 0.03
  },
  {
    "upper": null,
    "rate": 0.05
  }
]
```
diff JSON v2 primary source (BC Government)

February 21, 2018v1 → v2taxcurrent

BC Foreign Buyer Additional Property Transfer Tax

Rate: 15% → 20% · 1 list revised

Introduced at 15% covering Metro Vancouver only. Raised to 20% and widened to five regional districts on 2018-02-21.

See the old and new values in full

{
  "rate": 0.15,
  "specified_areas": [
    "Metro Vancouver Regional District"
  ]
}

{
  "rate": 0.2,
  "specified_areas": [
    "Metro Vancouver Regional District",
    "Capital Regional District",
    "Fraser Valley Regional District",
    "Regional District of Nanaimo",
    "Regional District of Central Okanagan"
  ]
}

diff JSON v2 primary source (BC Government)

January 1, 2005v1 → v2legalcurrent
Material Latent Defect disclosure obligation
Legal basis: Real Estate Services Rules (BC Reg 14/2005), s. 5-13 → Real Estate Services Rules (BC Reg 209/2021), s. 59
Same obligation, renumbered. Under the pre-2021 Rules this was s. 5-13; BC Reg 209/2021 took effect 2021-08-01 with new numbering and it became s. 59. The site carried the old number until 2026-08-02.
See the old and new values in full
v1
```
{
  "statutory_basis": "Real Estate Services Rules (BC Reg 14/2005), s. 5-13",
  "cannot_be_waived": true,
  "independent_of_pds": true,
  "seller_obligation_via_agent": true
}
```
v2
```
{
  "statutory_basis": "Real Estate Services Rules (BC Reg 209/2021), s. 59",
  "cannot_be_waived": true,
  "independent_of_pds": true,
  "seller_obligation_via_agent": true
}
```
diff JSON v2 primary source (BCFSA)

· BC Real Estate Codex: every fact rendered with full provenance
· BC PTT changelog (deep-dive): single-fact deeper view
· BC Property Transfer Tax: full reference guide
· Property Transfer Tax calculator: run the brackets live
· Verification trail
· RSS feed of fact updates

Last reviewed November 6, 2026 by Bronson Job PREC, REALTOR®. Licence CC BY 4.0. How we verify.

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