Every claim, every source, every date.
We don't ask you to trust us. We ask you to verify us. This page lists every legal, tax, regulatory, and transaction fact in the BC Real Estate Codex, its primary-source URL, the date a human last confirmed the value against the live source, and when we'll next re-verify.
Every Codex deploy emits a SHA-256 digest of the Fact Bank at /.well-known/codex-signature.json — anyone can compute the digest against /api/v1/facts/index.json and confirm the Codex hasn't been tampered with. Ed25519 cryptographic signing is provisioned (see /.well-known/keys.json) and will be enabled when a signing keypair is registered. Verification recipe lives in docs/REPRO.md.
Verification commitment
- · Stable rules (PTT brackets, designated agency, MLD, Form B fee): re-verified every 180 days.
- · Volatile metrics (annual rent cap, SVT rates, mortgage rate, BC Home Flipping Tax thresholds): re-verified every 90 days.
- · CI gate: any fact past its
expires_isoblocks deploys until re-confirmed against the cited primary-source URL. - · License: all Codex content under CC BY 4.0 — cite us in your work.
- · Errata: spot a discrepancy? Email bronson@bronsonjob.com or open an issue at the public repo.
Verification timeline
Most-recently-verified first. Each entry shows the date a human re-confirmed the fact against its primary source.
- — 8 facts verified
- Capital gains on real estate × Principal Residence Exemption (PRE)
bc.tax.capital_gains_pre_interactionv1·expires 2026-11-08CRA - BC presale-condo assignment tax treatment
bc.presale.assignment_tax_treatmentv1·expires 2026-11-08CRA - BC Agricultural Land Commission Act overview
bc.alc.act_overviewv1·expires 2027-05-09BC Government - ALC additional residence thresholds on ALR parcels
bc.alc.additional_residence_thresholdsv1·expires 2026-11-09BC Government - BC ALR permitted vs prohibited uses
bc.alr.zoning_use_restrictionsv1·expires 2027-05-09BC Government - BC Builders Lien Act overview
bc.builders_lien_act.overviewv1·expires 2027-05-09BC Government - BC MLS Rules of Cooperation + designated agency framework
bc.mls.rules_of_cooperationv1·expires 2027-05-09BC Government - Bill 47 (2023) — Transit-Oriented Development Areas Act
bc.tod.transit_oriented_developmentv1·expires 2026-11-09BC Government
- Capital gains on real estate × Principal Residence Exemption (PRE)
- — 28 facts verified
- BC Property Transfer Tax brackets
bc.ptt.bracketsv1·expires 2026-11-08BC Government - BC First Time Home Buyer PTT exemption
bc.ptt.fthb_exemptionv2·expires 2026-11-08BC Government - BC Newly Built Home PTT exemption
bc.ptt.newly_built_exemptionv2·expires 2026-11-08BC Government - BC Foreign Buyer Additional Property Transfer Tax
bc.ptt.foreign_buyer_additionalv1·expires 2026-11-08BC Government - BC Home Flipping Tax
bc.flipping_taxv1·expires 2026-08-08BC Government - Federal anti-flipping rule (deemed business income)
ca.anti_flipping_rulev1·expires 2026-11-08CRA - Federal capital gains inclusion rate
ca.capital_gains.inclusion_ratev2·expires 2026-11-08CRA - BC Speculation and Vacancy Tax rates (2026 tax year)
bc.svt.rates_2026v2·expires 2026-08-08BC Government - FHSA annual + lifetime contribution room
cra.fhsa.contribution_roomv1·expires 2026-11-08CRA - Home Buyers' Plan RRSP withdrawal limit
cra.hbp.withdrawal_limitv2·expires 2026-11-08CRA - CMHC default insurance maximum purchase price
cmhc.insurance_capv2·expires 2026-11-08CMHC - 30-year amortization eligibility (insured mortgages)
cmhc.amortization_30yr_eligibilityv1·expires 2026-11-08Government of Canada - OSFI Guideline B-20 mortgage stress test
osfi.b20.stress_testv1·expires 2026-11-08OSFI - Mortgage renewal at same lender — no stress test (Nov 2024+)
osfi.b20.renewal_no_stress_testv1·expires 2026-11-08OSFI - BC Home Buyer Rescission Period
bc.hbrpv1·expires 2026-11-08BCFSA - BC designated agency model
bc.designated_agencyv1·expires 2026-11-08BCFSA - Material Latent Defect disclosure obligation
bc.mld_disclosurev1·expires 2026-11-08BCFSA - BC Property Disclosure Statement
bc.pdsv1·expires 2026-11-08BCREA - Federal Prohibition on the Purchase of Residential Property by Non-Canadians Act
ca.foreign_buyer_banv3·expires 2026-11-08CMHC - BC specified areas for Foreign Buyer Additional PTT
bc.foreign_buyer_specified_areasv1·expires 2026-11-08BC Government - Federal Foreign Buyer Ban exemption categories
ca.foreign_buyer_ban.exemptionsv1·expires 2026-11-08CMHC - BC Strata Form B Information Certificate fee
bc.strata.form_b_feev1·expires 2026-11-08BC Government - Bill 44 (2022) — Building and Strata Statutes Amendment Act
bc.bill44_2022_stratav1·expires 2026-11-08BC Government - BC Strata depreciation report mandatory cycle
bc.strata.depreciation_report_mandatoryv1·expires 2026-11-08BC Government - Bill 44 (2023) — SSMUH (Small-Scale Multi-Unit Housing)
bc.bill44_2023_ssmuhv1·expires 2026-11-08BC Government - BC annual rent increase cap, 2026
bc.rent_cap.2026v1·expires 2026-08-08BC Government - BC RTA Bill 14 (2024) — Personal-use eviction reform
bc.rta.bill14_2024_personal_use_evictionv1·expires 2026-11-08BC Government - BC Short-Term Rental Accommodations Act (STRAA)
bc.straav1·expires 2026-11-08BC Government
- BC Property Transfer Tax brackets
Related infrastructure
- · BC Real Estate Codex — every fact rendered in full
- · Glossary — entity-graph view
- · Public Facts API — machine-readable JSON
- · Cryptographic signature — Ed25519 ClaimReview
- · Reproducibility Protocol

