Relocation buyer guides
Cross-jurisdictional buyer guides for the four largest inbound markets to the Lower Mainland. Each guide names the tax-stack differential (BC PTT, GST, SVT, Foreign Buyer APTT), the immigration / residency overlay where it applies, the financing math (Canadian mortgage rules from a non-Canadian credit file), and the lifestyle comparison so the move is costed before the offer.
Toronto / GTA to Vancouver
The largest inbound flow from inside Canada. Cross-jurisdictional tax-stack (BC PTT vs. Ontario LTT + MLTT), price-per-square-foot reset, school-catchment comparison, and the timing tax (BC Home Flipping Tax) on a short hold.
Calgary / Edmonton / Alberta to Vancouver
No-PTT to PTT, no-PST to PST, no-income-tax-on-the-first-$X to BC tax brackets — the full Alberta-to-BC differential and how it plays out across detached, townhouse, and condo bands.
Seattle / Portland / US PNW to Vancouver
Federal Foreign Buyer Ban + BC 20% APTT exposure, currency considerations on the down payment, US-mortgage-vs-Canadian-mortgage differentials, and the residency / immigration overlay.
International newcomer (UK, AU, HK, SG, India)
For PR-track and work-permit-holder buyers. Federal Foreign Buyer Ban exemptions, BC SVT mandatory declaration, GST + PTT stack on new construction, and which markets accept newcomer mortgages without a Canadian credit file.
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