BC Home Owner Grant
Also known as: Home Owner Grant · BC HOG · Property tax grant · Annual home-owner grant
A yearly cut to your BC property tax bill if you lived in the home as your principal residence on December 31. The basic grant is $570, or $770 in northern and rural areas, with up to $275 more for seniors 65 and over, people with disabilities, and certain veterans. It shrinks by $5 for every $1,000 of assessed value above a threshold the province resets each year.
The BC Home Owner Grant reduces the property tax payable by an owner who occupies their property as a principal residence on December 31 of the assessment year. Two grant amounts apply: $570 (basic, for most of BC) and $770 (northern and rural, outside Metro Vancouver, Fraser Valley, and Capital Regional Districts). Up to $275 additional applies to seniors 65+, persons with disabilities, and certain veterans / surviving spouses. The grant phases out by $5 for every $1,000 of assessed value above an annually-set threshold (the 2026 threshold is $2,075,000; verify the current year's threshold against gov.bc.ca/homeownergrant).
The grant is not automatic; it has to be claimed. The grant is NOT automatic: you must claim it annually, typically online via the Province's home-owner-grant portal, before your property tax due date (July 2 in most BC municipalities). Forget to claim and you pay full tax. New buyers sometimes assume the seller's grant claim carries over; it does not. The grant attaches to the OWNER on December 31, not the property. If you bought on December 30, you must claim; if you bought on January 2, the seller's claim covered that calendar year and you claim the next year. The grant is also reflected in the Statement of Adjustments at closing, but only insofar as the parties have actually claimed it.
Related terms
- Property Transfer Tax — A provincial tax payable to the Province of British Columbia on the registered fair market value of any residential property title transfer, calculated using marginal-rate brackets.
- Adjustment Date — The date the contract uses to split ongoing costs between seller and buyer.
- Closing Day (Completion) — Closing day, or completion, is when the buyer's lawyer registers the title transfer at the BC Land Title Office and the money reaches the seller.
See also
Use any of these formats. Codex content is licensed under CC BY 4.0 — attribution required.
@misc{bronsonjob-bc_home_owner_grant,
author = {Job, Bronson},
title = {{BC Home Owner Grant}},
howpublished = {BC Real Estate Codex},
year = {2026},
url = {https://www.bronsonjob.com/codex#bc.home_owner_grant},
urldate = {2026-09-21},
note = {Fact ID: bc.home_owner_grant, version 1.}
}Job, B. (2026). BC Home Owner Grant. *BC Real Estate Codex*. Retrieved 2026-09-21, from https://www.bronsonjob.com/codex#bc.home_owner_grant
BC Home Owner Grant — Bronson Job PREC, BC Real Estate Codex (2026-09-21). https://www.bronsonjob.com/codex#bc.home_owner_grant
Fact id: bc.home_owner_grant · v1 · machine-readable: /api/v1/facts/by-id/bc.home_owner_grant.json
Verified sources (2)· re-verified Sep 21, 2026Show sources
Every claim on this page is sourced to a primary government, regulator, or industry-association URL. We re-verify quarterly; the verification dates below show when each source was last confirmed against the live government page.
- BC Governmentretrieved Sep 21, 2026BC Home Owner Granthttps://www2.gov.bc.ca/gov/content/taxes/property-taxes/annual-property-tax/home-owner-grant
- BC Governmentretrieved May 9, 2026Home Owner Grant Act, RSBC 1996, c. 194https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/96194_01
bc.home_owner_grant · v1View in Codex →License: This definition is licensed under CC BY 4.0. Cite as: "BC Home Owner Grant", BC Real Estate Glossary by Bronson Job, https://www.bronsonjob.com/glossary/bc-home-owner-grant.
